This tutorial about filling text with patterns, is written for Photoshop Elements 8, but Photoshop users will be able to see how to use it with their software also. It's pretty simple.
A short tutorial with a couple of images for download on the KathyAnne Art Site.
Links for these 2 images are in the tutorial and can be copied from the bottom of this post.KathyAnne!
Background link: Background 11
Pattern link: Yosemite Falls 5